4th of July, Baseball & Apple Pie?

Since the 4th of July is right around the corner - it got me thinking.  What a better way to celebrate then to watch some movies with your family and these are some of my favorite baseball movies. 

• Bull Durham
• A League of Their Own
• For the Love of the Game
• The Sandlot
• The Natural
• Field of Dreams
• Eight Men Out

Let me know what some of your favorite baseball movies are.

If you are thinking about selling your home, buying a home or are interested in how the short sale process works - call me.

Greg Portlock

RE/MAX Momentum

Brighton, Colorado

303-521-7325www.FreeDenverSearch.com

Foreclosure Should be Last Resort!

Consider these important facts about Short Sale before walking away:

• You could qualify for another mortgage within 2 years through FHA - 5 through other sources
• Your credit score will take a 200 point less hit then if you let your house go into foreclosure
• Neighbors, friends, or relatives need only know that you have decided to sell your home (no embarrassment)
• You take back control of an otherwise powerless foreclosure system - you call the shots!
• Living in your home while showings take place allows you to live there longer while the bank negotiates.
• Foreclosure should be a last resort - it costs everyone more to go through a foreclosure and doesn't benefit anyone.
• You may qualify for up to $3000 to relocate through the HAFA program.

Please call me with any questions about short sales and how it can benefit you.
Greg Portlock
CDPE (Certified Distressed Property Expert)
RE/MAX Momentum
303-521-7325
Brighton, Colorado
www.FreeDenverSearch.com

Stop Foreclosures!

Foreclosure should always be your last option when you are unable to keep up with your mortgage payments.  First you really should try to obtain a loan modification through your bank.  Visit the government website called Making Home Affordable for more information.  If this is not an option you should explore a short sale. What is a short sale you ask? A short sale is when the bank agrees to accept a sale on your home for less then what  you owe.  This is a very good option for homeowners who are upside down on their home and want to do the least amount of damage to their credit rating.  It may be possible to purchase another home within 2 to 3 years after a short sale.  I recently completed a course to become a CDPE (Certified Distressed Property Expert) which allows insider access to the short sale process. 
Any questions - please contact me Greg Portlock
gportlock@comcast.net

Owe More Then Your Home is Worth? Sell It and Get $3000 in Your Pocket

Check out this video on the government's HAFA Program.  You may be able to salvage your credit, sell your home and get $3000 in your pocket!

$3000 Video

Greg Portlock
RE/MAX Momentum

303-521-7325

Are You Upside Down on Your Home?

If you owe more then your house is worth in Brighton, Colorado - call us.  We may be able to help you.  We are certified in distressed properties (CDPE) and would like to know more about your dilemma.  We may be able to negotiate with your bank to accept less then you owe on your house.  This is what is referred to as a short sale.  It is possible in a short sale to have your bank forgive the deficiency, so that you can move on debt free. A short sale is an alternative to foreclosure and a much better option for you and the bank. If we can help you email me at www.gportlock@comcast.net

Bank Foreclosure or Short Sale?

Bank Foreclosure or Short Sale? The Differences You Should Know

I have been involved in short sales for about six years.   Back then, short sales were extremely difficult to do. Today, not only do the banks have a short sale department, they also recognize the value.  In fact, they have strong government influences guiding them to do them at all costs.    Did you know that you could buy a home in two years with a short sale instead of seven with a foreclosure?   Did you also know that people who own their home have ten times more wealth than people who rent? 

Homes that could be occupied, after missing a few payments, end up being vacant all the time.  The truth is…banks do not start the foreclosure process until the homeowner is 4-6 months behind.   This process adds another 120 days, minimum, before they can sell at an auction.  Also, the banks will almost always postpone the sale to accommodate the short sale process for sometimes up to a year. 

One scenario is... the homeowner moving out after they miss a few payments and moving into a rental:  Six months of rent at $1,200 = $7,200 they could have saved.  The short sale process adds another 90 days, which brings it to $10,800 total.  On top of that, with the government’s HAFA program, that same homeowner will also receive $3,000 for doing a short sale for a grand total of $13,800 in savings.  That is $13,800 basically for not walking away.  This is a very real scenario that I work with everyday.  On top of that, your bank will pay all closing costs, including commissions!

Call me to see if this is an option for you. The government has created the HAMP program to encourage your bank to work with you to save your home.  They may be able to lower interest rates, tack back payments onto your balance, and many other programs.  If you cannot qualify for this program, I am 100% percent certain that a short sale is better than a foreclosure on your home.  Check out your options on the government web site at www.makinghomeaffordable.gov     

 I can help you, but you have to take action now. You can contact me, Greg Portlock, at (303) 521-7325.  I live and work in Brighton, and have been a top RE/MAX agent in this area for 13 years.   Or you can contact me at freedenversearch.com

 

         Greg Portlock  303-521-7325